Carly Urban


Hello! I am an associate professor of Economics at Montana State University, a research fellow at the Institute for Labor Studies (IZA), and a faculty affilate at the Center for Financial Security at the University of Wisconsin-Madison. My research focuses broadly on how public policies influence behavior. In addition to conducting research, I love talking to policymakers and practitioners about research findings. I am particularly interested in 4 larger umbrellas of questions:

  • What types of financial education improve financial behaviors and for whom?

  • How do social safety net policies interact affect household behaviors, and when are policies complements or substitutes?

  • How do households (and particularly vulnerable households) respond to policies related to housing and mortgages?

  • How do political landscapes affect policy and economic outcomes?